Editor profile
Director, Regulation & Compliance Watch
Sophia Dubois specializes in international financial regulation and digital payment compliance. She monitors the policy shifts impacting global fintech operations and AML frameworks.
sophia.dubois@fintechdaily.orgThis article introduces how The Laundry podcast reveals the latest developments in anti-money laundering, compliance, and financial crime through in-depth conversations, covering hot topics such as MLRO burnout, Wirecard, AMLA, illegal wildlife trade, and analyzes their impact on the financial system and future challenges.
According to the latest report from Precedence Research, the global AI agent market in the financial services industry is expected to grow from $1.79 billion in 2025 to $6.54 billion by 2035, at a compound annual growth rate of 13.84%. This article provides an in-depth analysis of market drivers, technology trends, and their impact on the financial system.
With the widespread application of artificial intelligence in banking, consumer rights protection faces new challenges. Consumer Reports recently released a report calling on regulators and businesses to take action to ensure the fairness, transparency, and accountability of AI. This article analyzes the impact of AI on bank consumer rights and future regulatory directions.
The UK Financial Conduct Authority (FCA) announced that Anthropic has provided access to the Claude large model for its "super sandbox", while also revealing the second batch of participating enterprises. This marks the deep application of AI in financial regulatory innovation.
The latest report from S&P Global Market Intelligence shows that global consumer digital payment transaction volume is expected to grow at a compound annual growth rate of 8.2%, reaching $83.9 trillion by 2030. The Asia-Pacific region contributes half of the transaction volume, but North America accounts for nearly 43% of processor revenue, highlighting a structural mismatch between transaction volume and profitability.
European fintech companies leverage the unified regulatory framework (such as PSD2, GDPR, and MiCA) to transform compliance costs into leverage for cross-border expansion, reshaping the European payments and banking landscape.
Artificial intelligence is transforming various industries through tools such as virtual assistants, generative platforms, autonomous vehicles, and fraud detection systems. This article deeply analyzes how these applications are reshaping the operations of fields like finance, healthcare, and transportation.
GoCardless and Sage expand strategic partnership, directly embedding the open banking payment function Pay by Bank into Sage Business Cloud Accounting, helping small and medium-sized enterprises achieve automatic reconciliation, reduce transaction costs, and improve cash flow management.
Artificial intelligence is profoundly transforming the fintech industry. Based on industry research, this article outlines the practical applications of AI in ten major areas including anti-fraud, hyper-personalization, automation, cybersecurity, identity verification, payment optimization, credit underwriting, financial advice, customer service, and anti-money laundering, and analyzes its impact on the financial system and future challenges.
Guyana has become one of the world's fastest-growing economies due to oil discoveries, and fintech is emerging as a key pillar of its economic transformation. This article analyzes the country's digital finance opportunities, challenges, and future trends.
Standard Chartered Bank obtained the EU MiCA authorization and a Luxembourg EMI license, paving the way for it to provide digital asset custody, trading, and cross-border liquidity services in the EU region.
Payment protection is no longer just a cost center; through integrated, intelligent solutions, enterprises can reduce fraud losses while improving conversion rates and customer trust, becoming a new growth strategy.
Saudi Arabia's banking sector is undergoing a profound transformation, with banks needing to strike a balance between rapid digitalization, cost control, and regulatory compliance. This article, based on insights from Hussam Kayyal, Managing Partner at DefineX, analyzes the multiple pressures facing Saudi banks, the path to technological modernization, and strategies for the safe deployment of AI.
According to a report jointly released by Money20/20 and FXC Intelligence, the European cross-border payment market is undergoing digital transformation and a struggle for sovereignty. In 2025, the EMEA region saw outflows of $21.1 trillion, accounting for 48% of the global total, with corporate payments making up 83%. Stablecoins and blockchain have become core topics, and Europe is seeking financial autonomy through real-time payment networks such as Wero and EuroPA.
Exploring how financial institutions transform AI from a personal productivity tool into enterprise-level process change, as well as the challenges and future prospects.
Money20/20 Europe’s third day of discussions showed that the industry focus has shifted from proof of concept to implementable financial infrastructure upgrades: real-time payment networks, cross-border settlement, agentic AI governance, tokenized deposits and stablecoin applications, as well as post-quantum security and real-time fraud prevention.
U.S. Treasury Secretary Scott Bessent’s speech at the Reagan Forum discussed manufacturing offshoring, the vulnerability of critical supply chains, and digital asset policy within the same framework, highlighting America’s dual concerns over industrial resilience and the digitization of financial infrastructure.