The global open banking market is expected to grow from $35.72 billion in 2025 to $240.31 billion in 2035, with a CAGR of 21%. Europe dominates the market, while Asia-Pacific is the fastest-growing region. API, AI, and regulation are driving the reshaping of the financial ecosystem.
With the widespread application of artificial intelligence in banking, consumer rights protection faces new challenges. Consumer Reports recently released a report calling on regulators and businesses to take action to ensure the fairness, transparency, and accountability of AI. This article analyzes the impact of AI on bank consumer rights and future regulatory directions.
A Deloitte report points out that by 2026, the U.S. banking industry will face multiple challenges including macroeconomic headwinds, stablecoin disruption, AI scaling, data fragmentation, and financial crime, requiring banks to accelerate strategic transformation.
GoCardless and Sage expand strategic partnership, directly embedding the open banking payment function Pay by Bank into Sage Business Cloud Accounting, helping small and medium-sized enterprises achieve automatic reconciliation, reduce transaction costs, and improve cash flow management.
Branislav Straka, COO and Head of Innovation at ČSOB Bank, elaborates on the "Beyond Banking" strategy, building a life partner platform through super apps, non-financial services, and digital identity, driving the transformation of traditional banks into a digital ecosystem.
Reviewing five important collaborations in the global fintech sector in June 2026, covering digital banking, cross-border payments, blockchain, treasury management, and digital assets, showcasing industry innovation and integration trends.
HSBC has reached a partnership with Google Cloud to integrate artificial intelligence technology into its global operations. This article analyzes the industry background, technological drivers, and profound impact of this move on the financial services ecosystem.
Saudi Arabia's banking sector is undergoing a profound transformation, with banks needing to strike a balance between rapid digitalization, cost control, and regulatory compliance. This article, based on insights from Hussam Kayyal, Managing Partner at DefineX, analyzes the multiple pressures facing Saudi banks, the path to technological modernization, and strategies for the safe deployment of AI.
Lloyds Banking Group partners with Microsoft to deploy Microsoft 365 E7, accelerating autonomous AI applications and improving efficiency and compliance.
This week’s fintech sector highlights include Monzo’s move into telecom services, Huawei Cloud’s strengthening of intelligent financial infrastructure, Mastercard’s discussion of agentic AI, PingPong and Visa driving improvements in B2B payment efficiency, and Plaid’s expansion of income verification capabilities in Europe. The article examines the industry logic and implications behind these developments.